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International Consultant on Microfinance and SME Banking
                                    CARLOSANI.com is a consultancy website owned by Mr. Carlos Ani, an international consultant specializing in microfinance and SME Lending. This website provides basic information about Mr. Ani, including his past work experiences, his CV and his latest involvement in SME Lending. There are seminar materials here that are being offered for free download to all people who attended his seminars.                                                                        

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List of Feature Articles

This website shall include feature articles and write-ups about various interesting topics. Those may include cooperatives who are doing very well in reaching out to rural people, innovative microfinance products, tips on how to select and screen loan clients, tips on how to implement a bank-like approach for mobilizing savings in the community, etc. Below are the available articles:

Challenges of Establishing a Branchless Banking System in a Country using Mobile Phones

Click here to see this interesting CGAP article.

What Microfinance Can teach Wall Street?

Click here to see this interesting article.



Free Download:

Manual of Rules and Regulations

for Cooperatives with Savings and Credit Services in the Philippines

This is a 65-page (11.6 Megabyte) Word document that defines the new rules and regulations regarding the registration and operation of Savings and Credit Cooperatives in the Philippines. Browse first


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