International Consultant on Microfinance and SME Banking
CARLOSANI.com is a consultancy website owned by Mr. Carlos Ani, an international consultant specializing in microfinance and SME Lending. This website provides basic information about Mr. Ani, including his past work experiences, his CV and his latest involvement in SME Lending. There are seminar materials here that are being offered for free download to all people who attended his seminars.

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Seven BRR seminars held
Seven seminars on "Risk-Based SME Lending" has been held by the Small Business Corporation (SBC) during the past 8 months across the country. They were held in Naga, Baguio, Makati, Cebu, Cagayan de Oro, Tacloban and Davao. These seminars focuses on installing a "Borrower Risk Rating" (BRR) system within the bank or cooperative institution. This helps the bank or cooperative to measure, identify, and manage credits risks.

These seminars were sponsored by the Small Business Corporation - the lead government agency advocating for greater bank lending to micro, small and medium enterprises in the country. The seminars were partially funded by KFW Banking Group, which has provided some loans and technical assistance grants to SBC.

The trainors for these courses - Mr. Carlos Ani and Mrs Celenita Francisco - found that there is a big demand among local banks for this kind of seminar because it prepares them for the new paradigm of risk-based banking, as advocated by Basel II and the Bangko Sentral ng Pilipinas. smile
Posted on 17 Aug 2008 by carlos
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For those who attended the Risk-Based SME Lending Seminar conducted by Carlos Ani, you are welcome to download the materials discussed in that seminar. Just click on the Free Download button below.

Five children died due to texting while driving

City ordinances are beginning to be passed as an outgrowth of the crash last summer in the Finger Lakes region of New York State, USA, in which five teenage girls riding in a sport utility vehicle died. A police investigation revealed that the driver’s cellphone was being used to send text messages at the time of the accident, in which her car swerved into oncoming traffic and collided with a tractor-trailer.

Don't text when driving.


 

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©2008 to 2012 CARLOSANI.COM. All Rights Reserved. This website is being maintained by  Carlos P. Ani.
The above webpage is still temporary and is being shown here as part of the pilot-testing phase of this new website. In case you have some suggestions, please send them via SMS to Carlos Ani at telephone 0928-7569377 or you can send him a quick email . Thanks.